Insurance and Financial Information

At Elk Grove Smile Center, we understand that many of our patients have financial constraints and need to keep costs low. We want to make sure that dentistry is affordable and that you can fit your care into your budget. We do this by accepting most major forms of dental insurance and by offering financing options for patients who need more extensive treatment.

Insurance

We accept all PPO Insurance plans and we are happy to take a look at your coverage and let you know what your fees will be and file your insurance for you.

We do NOT accept any HMO plans or Public Aid/All Kids.  If you are unsure what insurance plan you have, call our office and we can let you know if we accept it.

Before we perform any procedure, we will always discuss the details of the procedure with you – including your insurance coverage – so that you can make an informed decision about how you would like to proceed.

These are just a few of the dental insurance plans that we are IN-NETWORK with.  If your insurance is not on this list, please call our office and we will let you know if we accept it.

PPO INSURANCES WE ACCEPT:

  • Aetna 
  • Ameritas
  • Assurant
  • BlueCross BlueShield (BCBS)
  • Cigna
  • Delta Dental
  • Humana
  • Guardian
  • MetLife
  • Mutual of Omaha
  • Principal
  • Prudential Financial
  • United Concordia
  • United Healthcare

 

Elk Grove Smile Center - Dental Savings Plan

This plan is for patients who do not have insurance. The plan is a yearly fee of $329 for adults ($229 for children under 21 years) which includes two full exams, needed x-rays and two basic cleanings (no gum disease present).  It will also give an automatic 25% off of Basic Procedures (exams, x-rays, fillings, diagnostics, preventative, root canals, nightguards and periodontal procedures) and 20% off of Major work (crowns, implants, dentures, orthodontics and Invisalign). This will be a very good savings for any individual or family and is highly competitive with any insurance plan out there. For more details about this plan and to sign up, please give us a call or visit our office at 847-437-3250. 

 

Financing Options

If you don’t have dental insurance or need a treatment or procedure that isn’t covered by your insurance, don’t worry! We can still help you fit dental care into your budget with financing.

We accept CareCredit, a third-party financing option that offers zero-interest financing with low monthly payments. CareCredit is like a “healthcare credit card.” You apply for it like a credit card, and once you are approved, you can use it to pay for all kinds of healthcare costs that aren’t covered by insurance. You can apply for CareCredit by filling out an application in our office or applying online through CareCredit's website here.

We also offer in-office payment plans in some cases, so be sure to ask if you qualify for these!

If you ever feel like you are having difficulty paying for your dental care, please let us know. We want to help you find solutions that meet your needs and work for you. We can help you best when you are up-front about your needs. Give us a call today to learn more.