Insurance & Financing

Quality Care That Fits Your Budget

We accept most major dental insurance and offer a savings plan and financing, so you can fit the care you need into your budget.

Illustration of a dental implant with a crown

Dental Insurance

We accept all PPO plans

We are happy to review your coverage, let you know what your fees will be, and file your insurance for you.

Before any procedure, we always discuss the details with you, including your insurance coverage, so you can make an informed decision about how to proceed.

  • All PPO insurance plans accepted
  • We file your claims for you
  • Coverage reviewed before treatment

In-Network

PPO insurances we accept

These are just a few of the plans we are in-network with.

  • Aetna
  • Ameritas
  • Assurant
  • BlueCross BlueShield (BCBS)
  • Cigna
  • Delta Dental
  • Guardian
  • Humana
  • MetLife
  • Mutual of Omaha
  • Principal
  • Prudential Financial
  • United Concordia
  • United Healthcare

Don’t see your plan? Call our office and we will let you know if we accept it.

No Insurance?

Elk Grove Smile Center Dental Savings Plan

A yearly plan for patients without insurance, highly competitive with any insurance plan.

Adults

$597 / year

Includes two full exams, needed X-rays, and two basic cleanings (no gum disease present).

  • 20% off basic procedures
  • 30% off major work
Claim this offer

Children under 21

$459 / year

Includes two full exams, needed X-rays, and two basic cleanings (no gum disease present).

  • 20% off basic procedures
  • 30% off major work
Claim this offer

Basic procedures: exams, X-rays, fillings, diagnostics, preventive care, root canals, nightguards, and periodontal procedures. Major work: crowns, implants, dentures, braces/orthodontics, and Invisalign. Call or visit our office to sign up.

Financing Options

Flexible ways to pay over time

If you don’t have insurance or need treatment insurance won’t cover, financing can help you fit dental care into your budget.

Cherry

Our preferred financing option for patients.

  • High rate of approval
  • 6 months to 5 years, with 0% interest options
  • No hard credit check needed

CareCredit

A healthcare credit card for costs insurance doesn’t cover. Apply online or in our office.

  • 0% interest financing options
  • Low monthly payments

Proceed Finance

Dental financing from $2,500 to $75,000, our best option for financing over $35,000.

  • 2 to 10 year payment terms
  • Instant prequalification
  • No impact on credit score to prequalify

Having difficulty paying for your care? Let us know. We want to help you find a solution that works for you.

Pay Your Bill

Make a payment online

Secure Online Payment

Pay your balance with a credit or debit card through our secure payment page.

  • Visa, Mastercard, Discover, and American Express

Current Specials

Save on implants and more with our current offers.

  • $1,000 off any implant procedure
  • Free consultations on implants, cosmetic dentistry, smile makeovers, and orthodontics
  • Free whitening with your new patient cleaning, exam, and X-rays

Mention the offer when scheduling. Offers subject to change.

FAQs

Frequently asked questions

Call Now (847) 472-0236
Do you accept my insurance?

We accept all PPO insurance plans and are in-network with many major carriers. We do not accept HMO plans or Public Aid/All Kids. Call us and we will check your plan.

Will dental insurance pay for my implants?

Most plans cover a portion of dental implants and the crown or bridge attached to them, typically around 50%. We are happy to contact your insurance company and explain your exact benefits and costs.

Is cosmetic dentistry covered by insurance?

It depends on your plan and the procedure. Purely cosmetic treatments, such as whitening and veneers, usually are not covered, while treatments that restore function, such as crowns and bridges, often are partially covered.

Does PPO insurance cover braces for teenagers?

Most PPO plans partially cover braces for teens ages 13 to 19, typically $1,000 to $2,500 depending on your plan. Remaining costs can often be spread over monthly payments.

Ready for your first consultation?

Connect with our dedicated implant concierge to plan your entire journey from consultation to restoration. Discuss timelines, financing options, and each step of the way.

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Contact

(847) 472-0236

Studio Hours

Mon
9:00AM – 6:00PM
Tue
9:00AM – 7:00PM
Wed
9:00AM – 5:00PM
Thu
9:00AM – 7:00PM
Fri
9:00AM – 2:30PM
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